Along with these issues will come a lot of questions as to why business insurance is so important to your comany's survivability. Colony Insurance is not to be looked at as an insurance quoter, but as your business insurance counselor. We will answer all of your questions concerning these types of insurance and also present a lot of answers to issues you may not be aware of.

Does your current policy cover all of your concerns? Can they be filled? Business insurance policy foundations can sometimes be expanded upon or revised in certain situations.

Just some of the issues to consider are:

• Does your insurance policies fully cover the risk or are your coverage limits high enough?
• What would be the deductibles associated with these various policies?
• Will separate facilities or separate time losses be considered a single or multiple loss for pertaining to coverage limits and deductibles?
• Would there be exclusions to the coverage?
• Is the policy an occurrence policy or a claims made policy?

Another important consideration is the service record of the business insurance company your policy is written with. Make sure it has a good policy of paying claims promptly so you can get your business back to where it was as soon as possible.

Since the nature of your business insurance will be long-term, you will want to be sure that your policies are kept updated with the ever-changing advancements and increases in business liability requirements. Let Colony Insurance be your business insurance manager to keep up with your business's requirements now and in the future.

Take the time to carefully review your company's coverage requirements. Seek the guidance of experienced professionals. Working with a knowledgeable insurance broker and seasoned insurance counsel will go a long way to preparing your company for any contingency.

Types of Businesses We Insure Office Retail Service Wholesale Habitational Manufacturing Contracting Churches Schools Child Care Used Vehicle Dealers Medical Offices Computer Sales/Consultants Your Business

Business Insurance Coverages Offered General liability Property coverage - Buildings & Contents Employee Dishonesty Tools and Equipment Mechanical & Electrical Breakdown Business Interruption / Income Protection Business Auto Garage Liability Directors and Officers Liability Employee Benefit Liability Employee Practices Liability Workers Compensation Professional Liability Commercial Umbrella Bonds Builder Risk

Auto Insurance : Homeowner Insurance : Flood Insurance
Renters Insurance : Watercraft Boat Insurance : Umbrella Insurance
Individual and Group Health insurance plans : Life Insurance
Offices in Newport News and Williamsburg Virginia SErving all of Hampton Roads

Insurance Companies Represented:

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The Colony Group provides a full range of insurance products including homeowners insurance, renters insurance, and flood insurance - auto insurance, car insurance, and/or boat insurance - business insurance - health and benefits insurance and financial planning services. The Colony Group services Hampton Roads VA - Virginia Peninsula region including the cities and counties of Hampton, Newport News, Williamsburg, York County - Yorktown, Poquoson, and Gloucester.

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